Free beta · For Canadians who work for themselves

Your expenses, logged the moment they happen.

Send Monby a receipt on WhatsApp — it reads it, confirms what it found, and logs it CRA-ready to your Google Sheet.

No receipt? Just describe what you spent. "Paid $120 cash to a plumber" — Monby logs it.
See how it works
No app to download · No credit card · 2-minute setup
✓Your records live in Google Sheets & Drive — open them anytime
✓CRA built in — real T2125 lines, the 50% meal rule, the $30K GST threshold
✓Free during beta — no credit card, no catch
How it works

Send it. Confirm it. Done.

No app to learn. The whole system is the WhatsApp thread you already have on your phone.

STEP 01 — SEND
Receipt, invoice, or just words
Photo a receipt and send it on WhatsApp. Or forward an email invoice. Or type what you spent.
Paid cash? Just text it. "Paid $80 to a cleaner" — logged, no photo required.
STEP 02 — CONFIRM
Monby tells you what it found
Merchant, date, amount, tax, CRA category. You confirm — or correct it in plain words.
Something off? "These are snacks for the office" — it updates the category and the deductible math.
STEP 03 — LOGGED
Logged, with proof
Correct T2125 line, deductible amount computed, receipt image filed. Tax time is a link you share.
In April, hand your accountant the Sheet link. Everything's already there.
Who it's for

If you work for yourself in Canada, this is for you.

Anyone who earns money on their own and needs to stay on the right side of the CRA at tax time.

Tradespeople & contractors
Electricians, plumbers, carpenters. Lots of cash expenses, lots of receipts, not much time to file them.
Freelancers & consultants
Designers, writers, developers, coaches. Client meals, software, home office — the CRA rules are built in.
Gig & delivery workers
Uber, DoorDash, Instacart. Gas receipts, phone bills, supplies — the deductions that actually move your refund.
Features

Everything your books need. Nothing they don't.

Built on Canadian tax rules, not generic expense categories.

Receipt scanning
Photo any receipt on WhatsApp. Monby reads it, shows you everything it found — including itemized lines — and logs it on your word.
Email invoices
Forward supplier invoices to Monby's inbox — PDF, image, or plain email. Parsed and logged automatically, confirmation back on WhatsApp.
Manual entries
No receipt? Just describe it — "paid $80 cash to a cleaner" — and it's logged. Works for cash, e-transfers, anything without paper.
CRA rules, applied for you
The 50% meal rule, the $30K GST threshold, T2125 line numbers — handled for you, with the deductible amount already computed.
Ask anything
"Can I deduct my phone?" "How much did I spend on meals this month?" Plain-English answers, 24/7 — with a CPA reminder for the complex stuff.
Monthly reports, automatic
On the 1st of every month, Monby sends your full breakdown — totals, categories, deductible amounts — without you asking.
Web portal

Your books, readable on any screen.

Spreadsheets are great for your accountant — less great on a phone. The portal gives you a clean view of your expenses: monthly totals, category breakdown, full history with receipt links. And the same Monby chat is there too — same conversation, same history, in sync with WhatsApp.

Log in with your phone number or email. A one-time code does the rest — no password to remember.

Sign out
May 2026
‹›
$898.14
logged May 2026 · 17 expenses
Other$405.68
Office Expenses$259.78
Telephone & Utilities$99.72
Meals & Entertainment$82.97
📊 Google Sheet ↗ 📁 Google Drive ↗
EXPENSES
IKEA
May 19, 2026 Meals & Entertainment
$58.97
Toronto Hydro
May 30, 2026 Telephone & Utilities
$99.72
email
💬
The roadmap

Where we are. Where we're going.

Building in public, one focused phase at a time.

✓ Live now
Receipts, email & portal
  • WhatsApp receipt scanning
  • Email invoice forwarding
  • Manual cash & typed entries
  • Corrections in plain language
  • Automatic monthly reports
  • Web dashboard & chat
Coming — Full expense module
Everything that isn't a receipt
  • Mileage logging
  • Recurring bills (phone, rent, insurance)
  • GST & CRA installment reminders
  • Year-End Tax Package — a T2125-ready export every January
Later — Income module
The complete picture
  • Income tracking
  • Real profit & loss view
  • GST threshold monitoring on revenue
  • Complete T2125 package for your accountant

Never scramble for receipts at tax time again.

Free for Canadians who work for themselves. Setup happens right here — answer three questions and you're in. Takes about two minutes.

🇨🇦 No credit card needed · No app to download
How it works Features Roadmap Privacy Terms hellomonby@gmail.com
© 2026 Monby · Built for Canadians who work for themselves